Your finances in GraubündenClear, protected, in expert hands
Taxes, insurance and prevention in Graubünden.For private individuals, families and the self-employed. Take a deep breath and relax: we make things simple.
Clients in Switzerland
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Why managing finances in Graubünden feels overwhelming
Living in Graubünden comes with unique financial challenges: higher living costs in mountain regions, frequent updates to cantonal rules, and stricter deadlines compared to smaller cantons. For many residents, whether families, commuters or retirees, this often feels confusing and stressful.
Here’s what makes Graubünden different:
Tax Return
- Graubünden applies strict deadlines and penalties
- Many residents have second homes, making declarations more complex
- Small mistakes can easily trigger objections or delays
Insurance
- Premiums are among the highest in Switzerland due to geography and healthcare costs
- Endless offers from local and national providers make comparisons confusing
- Without independent advice, many overpay without realizing it
Prevention
- High living costs mean families face greater risks if not properly protected
- Occupational disability is particularly expensive in Graubünden
- Lack of long-term planning can cost households thousands every year
You don’t have to manage Graubünden’s complexity on your own. With the right partner, everything becomes clear, optimized and stress-free.
Why Graubünden is different?
Graubünden’s rules reflect its unique mountain lifestyle.
Living in Graubünden is different from living in other Swiss cantons. The mix of mountain regions, tourism-driven economy and higher living costs creates special rules around taxes, insurance and prevention. These local factors often make finances more complex, but also open unique opportunities for savings if managed professionally.
Here’s what makes Graubünden unique:
- High cost of living in tourist areas: allowances and deductions are shaped by resort prices in places like St. Moritz, Davos or Arosa.
- Second homes & cantonal tax rules: many residents own holiday properties, making tax declarations more complex than in Zurich or Aargau.
- Strict controls by authorities: cantonal offices check declarations carefully – missing a detail can lead to objections or fines.
- Potential for real savings: optimized deductions for housing, insurance and prevention can save households thousands every year.
With the right guidance, Graubünden’s complexity turns into an advantage, transforming what feels overwhelming into clarity, compliance and savings.
Real savings in Graubünden. Real proof.
Living in Graubünden means navigating higher costs, especially for insurance and healthcare, but it also offers opportunities to capture meaningful savings.
Our clients show it’s possible when you tailor your strategy to the realities of this canton.
Tax Return
On average, our clients in Graubünden retain CHF 2,800+ per year through optimized deductions (e.g. mountain property, mortgage interest, family allowances).
Insurance
With independent comparisons, Graubünden households save around CHF 1,300 annually on premiums without giving up coverage or peace of mind.
Prevention
Smart, forward-looking planning helps families in Graubünden avoid unexpected costs of up to CHF 5,500 in case of illness or accident. That’s money that stays where it belongs with you and your loved ones.
Transparent, proven and tailored to Graubünden reality, that’s the real advantage of working with us.
Our core services in Graubünden: clear, local, reliable
Living and working in Graubünden means navigating higher costs, stricter deadlines and more complex offers.
We simplify the process and make sure you always get the clarity and protection you need.
Tax Returns
Preparing a Graubünden tax return is more than filling out forms, it’s about navigating strict cantonal deadlines, second-home deductions, and resort-area rules.We make sure every detail is optimized so you keep more of your money and avoid costly mistakes.
Tax season in Graubünden doesn’t have to feel overwhelming. With us, you stay compliant while maximizing your deductions.
Insurance
Premiums in Graubünden are among the highest in Switzerland due to geography and limited provider choice. We compare across the market independently, so you don’t overpay while still getting the protection your family needs.
Don’t let high premiums weigh you down, we’ll help you find the right policy for Graubünden, without unnecessary costs.
Prevention
Long-term planning is critical in Graubünden, where higher living costs and limited access to healthcare mean families face bigger risks if unprepared. We help you create a clear, reliable plan that protects your future and saves thousands in avoidable expenses.
Planning ahead in Graubünden means peace of mind. We turn complexity into clarity, security and lasting savings.
Getting started in Graubünden is simple
Managing taxes, insurance and prevention in Graubünden doesn’t have to be complicated.
With our clear process, you save time, avoid stress and see results faster.
Contact us
Fill out the form or book a free consultation, available in 6 languages, so you feel comfortable from the first step.
We analyze your situation
Our Graubünden experts review your tax, insurance and prevention needs, taking into account stricter cantonal deadlines, second-home rules and local premiums.
You enjoy the results
Optimized, compliant, and stress-free. You save money, gain peace of mind, and know that everything is handled professionally right here in Graubünden.
No complicated paperwork, no hidden steps, just a straightforward path to financial clarity.
Ready for the next step?
Request your free, no-obligation consultation: simple, transparent in your language.
Global HQ Contact
Phone
+41 77 973 11 88Email
frag@fiscura.chWorking Hours
Mo-Fr: 08:00-18:00Sa: 09:00-12:00
Why Fiscura?
- 15+ years of experience
- Independent and transparent advice
- 600+ Clients across Switzerland
- Support in 6 languages